Last updated: October 27, 2026
Budget Planner ("the app") is a local-only budgeting app for tracking recurring monthly bills. This policy explains what data the app handles and how.
Data we collect
None. Budget Planner has no account system, no backend server, and no analytics or advertising SDKs. The app does not know who you are and cannot identify you.
Data stored on your device
Bills, due dates, categories, payment status, loan details (such as interest rate, remaining balance, minimum payment, and lender), your pay schedule, and your app preferences (currency, theme, etc.) are saved locally on your device using AsyncStorage. This data never leaves your device, is never sent to us or any third party, and is only accessible to the app itself.
Bill due reminders
If you turn on bill due reminders in Settings, the app schedules local notifications directly on your device to alert you the day a bill is due. These reminders are generated and delivered entirely on-device — there is no push notification service, and no bill or reminder data is sent to us or any third party. The app will ask your device for permission to show notifications, and on some Android versions, permission to schedule them at an exact time; you can revoke either at any time from your device's system settings.
Exporting and importing your data
The app lets you export a copy of your data (bills, pay schedule, and preferences) as a JSON file, and later import that file to restore it. This file is only written to or read from a location you explicitly choose using your device's native file picker — the app does not upload it anywhere or send it to us or any third party.
Third-party services
Budget Planner does not integrate with any third-party analytics, advertising, or tracking services. The app works entirely offline.
Children's privacy
Budget Planner does not knowingly collect any data from anyone, including children, and is suitable for general audiences.
Deleting your data
Since all data is stored locally, you can delete it at any time by removing your bills within the app or by uninstalling the app, which removes all associated local data from your device.
Changes to this policy
If this policy changes, the updated version will be posted on this page with a revised "Last updated" date.
Contact
Questions about this policy can be raised via GitHub Issues.